The following is a map of the links to all pages on this site. Home About Madison Our Vision Our Values Customer Charter Social Responsibility Our Suppliers What We Do Car Loans Car Insurance Marine Finance Equipment Finance Technology & Healthcare Finance Small Ticket Finance Our Products Commercial Hire Purchase (CHP) Chattel Mortgage Finance Lease Novated Lease (Salary Packaging) Associate Lease Get Quote Contact Us Enquiry Form Frequently Asked Questions What happens when I apply for car finance with Madison Finance? When do I get the money? How do I make repayments? Can I change my mind about taking out car finance with Madison Finance? Can I apply again if I am not accepted the first time? Can I choose the date to make my repayments? What can I do if my loan is not approved and I don't agree? When is a credit reference carried out? What is credit scoring? Who can benefit from a Novated Lease? What should I do before I proceed? How do I request a formal quotation or submit an application? When should I start this process? What vehicle choice do I have? Can I lease a second-hand vehicle? Can I source my own vehicle quotation? What lease term can I choose? What residual value will apply? How does Fringe Benefits Tax affect my lease? What happens to my credit application details? How do I find out about details such as car services, tyres, etc? Do I need to insure my vehicle? Who is responsible for the payment of insurance renewals? Who is responsible for the payment of registration renewals? Can I add items to my car after delivery and have them accommodated through my package? How do I know if I am traveling to budget? What happens if I go on unpaid leave (e.g maternity leave, extended leave)? If I change employment, can I novate the lease to the new employer? What happens when my lease term expires? Car Finance Glossary Car Finance Articles Answers to commonly asked questions about applying for car finance Easy to understand explanations of common terms used in the car finance industry Car Finance with no retained interest charges can save you $1,000's Apply for car finance pre-approval before you go car hunting No Doc car finance up to $75,000 now available for self employed Car finance from a dealer can land you with higher interest rates Private sale car finance & car loans now available from Madison Finance Save time and money with a car finance broker A review of your existing car finance may result in a lower interest rate Car finance GAP protection provides you with peace of mind Car insurance now available as pay by the month with no extra charges Follow these three easy steps for private sale success Answers to commonly asked questions about the REWARDS™ novated lease Easy to understand explanations of common terms used in the novated lease industry A novated lease with no retained interest charges can save you $1,000's A novated lease is a flexible solution for employees looking to reduce income tax Understanding the effect of Fringe Benefits Tax (FBT) on your novated lease A REWARDS™ novated lease can save employers time and money Terms & Conditions Privacy Policy Sitemap