A Personal Lease opens the advantages of leasing to private customers. A Personal Lease is suitable when you use your vehicle wholly or predominantly for private purposes.

Where you can demonstrate some business use, you may be able to claim a tax deduction for that portion. Generally, the vehicle itself is the only security required, although in some circumstances a guarantee may also be required.

Benefits to Customers

• Obtains the use of the car with minimum cash outlay.
• 100% finance is available for approved customers. Fees, Government Charges, Insurance, Registration and On-Road costs can also be financed into the loan for approved customers. Customers may wish to provide a deposit or be required to provide a deposit for finance approval.
• Customers can get a competitive fixed rate as the car acts as security over the loan
• Balloon payments (a lump sum payment at the end of the contract that settles the debt) can be arranged for approved customers. This enables customers to pay a lower monthly instalment during the term of the agreement, and then pay a balloon at the end of the term.

Need more information?

If you would like to learn more about a Personal Lease, please call our Customer Service Centre on 1300 887 967 or submit your question using our enquiry form and a member of the Madison Team will contact you to answer any questions.

You can also request an online quote or apply online for a Personal Lease.

Once you've heard what we can offer in terms of our range of competitive products and specific contract details, you'll have the confidence to know you've made the right decision.