March 1st, 2010 in Car Finance
As the new year is now here, car manufacturers are keen to keep the momentum going from last year. Sales in December of 2009 were very strong due to business buyers wanting to take advantage of the Government’s tax incentive scheme. Even though the Government’s tax break is no longer available, there has been a 5 per cent reduction in the tariff charged on imported cars. This reduction took effect on the 1 January 2010. Most manufacturers are passing this saving on to the customer by way of slashing their prices or providing added bonuses.
Even though this tariff only applies to imported vehicles, local manufacturers are still benefiting. As some car parts are imported, local manufacturers are passing these savings on to the customer. When looking for a bargain on a 2010 model car be aware of the difference between compliance plates and build plates. If you purchase a car with a compliance date of 2010 the car will be seen as a 2009 model and therefore will already have one year of depreciation. Ensure that your 2010 model car has a build date of 2010.
February 28th, 2010 in Car Finance
Living in rural areas no longer means that you are disadvantaged when it comes to obtaining the best car finance available. In this technological day and age there is no longer a need to meet with your bank or finance broker personally to obtain car finance. By using the internet you can easily access a finance broker. A finance broker will have access to a wide range of finance products thus being in the best position to provide you with the best possible car finance solution.
By having access to such a broad range of financiers, each with their own suite of finance products, you really will be able to find a finance product to suit you. Your finance broker will tailor a finance solution to suit your needs, circumstances and budget. By using the internet as a finance resource you will be able to obtain finance quotes and make a finance application on line. This process is not only simple and easy to use but also extremely fast. Your finance documents can also be emailed to you to avoid delays that occur by using the postal system.
February 25th, 2010 in Car Finance
The news is out and Lexus will be releasing a hybrid hatchback. This information was leaked by way of a brochure distributed on the internet. The CT200h is a sleek looking vehicle which was designed to compete with the BMW 1- Series and the Audi A3.
The CT200h has a prominent grille, foglights, 17-inch alloys and LED daytime running lights. The hybrid model is powered by a 1.8 litre four cylinder petrol engine and electric motor. The throttle can be altered to provide a better engine response or better fuel consumption. A first for Lexus is the “lateral stability damping” system. Lexus claim this reduces body vibrations which improve the feel of the steering and quality of the ride.
The interior cabin combines metallic trim with soft-touch materials. This includes an eight inch colour display screen. Although a hatchback it will provide a roomy interior with the same wheelbase as a Corolla. The boot space is also roomy at 345 litres and a further 355 litres once the seats are folded.
The CT200H will be the fourth hybrid model for Lexus. This is due to customer demand for hybrid models.
February 24th, 2010 in Equipment Finance
When your business grows, so too does the need to increase and possibly update your equipment. Keeping up to date with the latest technology is a huge expense on any business. By purchasing your equipment it would severely impact on your cash flow. As such, it is wise to finance your equipment, structured in a way to suit the needs of your business.
By financing your equipment it enables you to obtain the latest technology, which you mightn’t necessarily afford otherwise. It also enables you to obtain the equipment when you require it, not when your cash resources allow it. As such you can remain competitive in the workplace as you will have the latest technology and the means to meet your client’s expectations as you have the equipment to deliver. Financing your equipment is also tax effective.
To find out more about equipment finance speak to a Madison Finance representative today. We can assist you with any financing queries you may have and provide you with a competitive quote. With numerous lenders on our panel we will be sure to source an equipment finance product to suit your business.
February 23rd, 2010 in Equipment Finance
When looking for finance, whether it is for personal or business use, it is imperative that you receive the correct advice and finance solution to suit your needs. Whether you require finance for a home, vehicle or equipment there are an abundant range of finance products available. By utilising the services of a finance broker you will have access to a wide range of finance products.
A finance broker will have experience in a wide range of fields and be able to provide you with the best advice. By having access to such a large range of financiers, some with exclusive agency, they will be able to provide you with a finance solution to suit your needs, circumstances and budget. A finance broker is constantly kept up to date with their financiers’ special offers and promotions and also provided with discounted rates.
Save time by using a finance broker. It would take you weeks to source every finance product that is available to you. A finance broker not only has access to a wide range of finance products but the expertise to prepare your application in accordance with the financier’s lending criteria. This saves valuable time as your application is sent to the lender that is best suited to your situation.
By using a finance broker you will be provided with the best possible finance solution to suit your needs, circumstances and budget. Your application will be dealt with in a timely manner to ensure an expedient settlement. You will be provided with professional advice and service. Remember that a finance broker works for you! They will ensure that you receive the best finance solution available, as they treat you as a client not just for today, but one they hope to service for many years to come.