Finance Blog

Finance News, Comments & Advice

Finance equipment online

March 3rd, 2010 in Equipment Finance

In this technological day and age it is now possible to arrange finance of your equipment online. By utilising the services of an online equipment finance broker you will have access to a wide range of financiers thus providing you with an abundant supply of equipment finance products. Your equipment finance specialist will have the experience required to determine which finance product best suits your business. Equipment finance will be tailored to suit your situation, needs and budget.

 

At Madison Finance we have experience in dealing with all types of businesses. Whether you require medical equipment, an office fitout, heavy machinery or the like, we will be able to provide you with a finance solution. We have attractive terms available with discounted rates and special promotions offered by our lenders.

 

You can request a finance quote or make an application online. Alternatively, you may wish to speak to one of our representatives on 1300 887 967.

 

Equipment finance for your growing needs

February 24th, 2010 in Equipment Finance

When your business grows, so too does the need to increase and possibly update your equipment. Keeping up to date with the latest technology is a huge expense on any business. By purchasing your equipment it would severely impact on your cash flow. As such, it is wise to finance your equipment, structured in a way to suit the needs of your business.

 

By financing your equipment it enables you to obtain the latest technology, which you mightn’t necessarily afford otherwise. It also enables you to obtain the equipment when you require it, not when your cash resources allow it.  As such you can remain competitive in the workplace as you will have the latest technology and the means to meet your client’s expectations as you have the equipment to deliver. Financing your equipment is also tax effective.

 

To find out more about equipment finance speak to a Madison Finance representative today. We can assist you with any financing queries you may have and provide you with a competitive quote. With numerous lenders on our panel we will be sure to source an equipment finance product to suit your business.

 

Finance products

February 23rd, 2010 in Equipment Finance

When looking for finance, whether it is for personal or business use, it is imperative that you receive the correct advice and finance solution to suit your needs. Whether you require finance for a home, vehicle or equipment there are an abundant range of finance products available. By utilising the services of a finance broker you will have access to a wide range of finance products.

 

A finance broker will have experience in a wide range of fields and be able to provide you with the best advice. By having access to such a large range of financiers, some with exclusive agency, they will be able to provide you with a finance solution to suit your needs, circumstances and budget. A finance broker is constantly kept up to date with their financiers’ special offers and promotions and also provided with discounted rates.

 

Save time by using a finance broker. It would take you weeks to source every finance product that is available to you. A finance broker not only has access to a wide range of finance products but the expertise to prepare your application in accordance with the financier’s lending criteria. This saves valuable time as your application is sent to the lender that is best suited to your situation.

 

By using a finance broker you will be provided with the best possible finance solution to suit your needs, circumstances and budget. Your application will be dealt with in a timely manner to ensure an expedient settlement. You will be provided with professional advice and service. Remember that a finance broker works for you! They will ensure that you receive the best finance solution available, as they treat you as a client not just for today, but one they hope to service for many years to come.

 

Housing update

February 15th, 2010 in Equipment Finance

A year ago, consumer groups were criticizing the turn-around in the home lending business which had seen the major banks emerge from the economic crisis with a huge gain in their home lending business. Now, the second tier lenders are finally showing good growth following a thawing in funding markets. Among the main reasons is the newly-found viability in residential mortgage-backed securities which nearly dried up in Australia during late 2007.

 

The incredible rise in house prices in nearly all states last year cannot be matched in 2010, according to industry experts. The unprecedented leap of nearly 14 percent in the price of houses in 2009 was well above forecasts. And now those same observers are saying a combination of economic conditions and rising interest rates has to result in very little further price rises this year.

 

Recent auction results revealed nearly half a million dollars was paid for a small timber beach box on Port Phillip bay. Needless to say, such examples of crazy prices are forcing inevitable predictions of another house price bubble.

 

Lending and superannuation update

February 14th, 2010 in Equipment Finance

The four main banks increased their lending to small businesses by nearly 15 percent last year. Whilst this is an impressive number and reflects the growth of this sector, the Council of Small Business is backing a call for a Senate inquiry into bank lending to small business. The lobby group claims this vital sector of the economy is being restricted by tightening bank credit and the constant moving of goalposts.

Almost half of all Australians expect to use more credit cards to pay their bills, according to new Dun & Bradstreet research. And the main use is with 18 to 34 year olds who are accumulating more debt at a ‘worrying’ rate.

New research has revealed that Australia’s superannuation savings are hugely inadequate and will leave the nation nearly $700 billion short of what its retirees need to live decently. The Federal Government figures are expected to now force the Canberra government to make big changes on super investments very soon.