At Madison finance we have car finance experts available to guide you through the car buying and financing process. We understand that buying a car can be cumbersome and confusing. We want to make your car buying process an enjoyable one and are therefore on hand to make this as seamless as possible.

Once you have established what type of car you are looking to buy you will need to seek car finance approval. This will enable you to know what price range you should be looking at. With access to over 30 lenders, some with exclusive agency, you can be rest assured that you will be receiving the best possible car finance package. We will take your needs, circumstances and budget into consideration when providing you with your car finance quote. You will be able to choose from a wide range of car finance products

Have you ever wondered what a novated lease is? It is a fantastic way of financing a vehicle from your pre-tax income. Novated leasing is a common and popular method of financing. Employers and employees both benefit greatly from having such a financing program. Employers no longer need to keep company cars on hand and on their balance books as employees can finance their own car for company use. The employer can offer an attractive salary which is packaged so that the car finance payments are deduced from the employee’s pre-tax income. This is a great way of retaining staff and attracting new staff.

Employees benefit from salary packaging as they save tax. The car repayments are made from their pre-tax income, thus effectively increasing their take home pay. Alternatively, they may wish to take out a fully maintained novated lease, whereby the running costs of the vehicle are also deducted from their pre-tax income. Running costs of a vehicle include, fuel, insurance, registration, servicing and tyres. The tax savings run into the thousands and if they wish to finance their partner’s car through the salary packaging method the savings are further increased.

Speak to a Madison Finance representative today on how a novated lease will benefit you. Our experienced novated lease specialists are on hand to take your call on 1300 887 967.

The Mini has increased in size and will be released here early next year as the Mini Countryman. The Countryman is a stretched version of the hatch providing a surprisingly large interior space. The latest Mini delivers incredible fuel economy with 4.3L per 100km. For the first time the Mini comes as an all wheel drive with three petrol and two diesel engines to be offered on the market.

The Countryman comes in a standard six speed manual or an optional automatic six speed Steptronic. There are four bucket seats or you may opt for a rear three seater bench at no extra cost. The Countryman receives a five star crash rating. With plenty of optional features you will have the ability to personalise the Countryman to your tasting. The Mini has the same amazing handling and zippiness ensuring enthusiasts will not be disappointed.

To arrange car finance pre-approval speak to a Madison Finance representative on 1300 887 967.

Finding car finance is easy but you need to ensure it is tailored to suit your needs and budget. By using a car finance broker they will tailor a finance solution to suit your needs, circumstances and budget. By utilising the services of a car finance broker you will have access to a large range of financial institutions, thus providing you with a broader range of car financing products.

Your car finance broker will be kept up to date with the special promotions offered by each lender so that they are well aware of what car finance product is the best value for you. Each financial institution has different lending criteria. As your car finance broker is a car finance specialist they are aware of what each financial institution requires to enable a smooth and fast approval process.

A car finance broker will be able to provide you with specialist advice due to their years of knowledge and experience. Your car finance will be approved quickly with settlement taking place expediently when required.

If you require finance for your business you will find there are many financing options available to you. Running a business is costly so you want to ensure that you are obtaining the equipment you require to run your business efficiently in the most cost effective way.

 We find that new businesses often don’t qualify for finance so equipment rental is a practical solution for them until they qualify for finance. By renting your equipment you will have the opportunity to obtain the equipment you require immediately to run your business effectively so you can start to see a return. Once you have rented your equipment for a stated term you will have the option to purchase the equipment outright, finance it, continue to rent or change it for another piece of equipment.

For established businesses rental is still an option as it enables them to obtain the equipment they require without using much needed cash resources. It also enables them to trial the equipment before they decide to purchase it. Alternatively, they may wish to take out a lease, chattel mortgage or commercial hire purchase.