When taking out car finance it is important to know that more than your car can be financed. For peace of mind you may wish to take out one of the following:

• Guaranteed Asset Protection (GAP) is a policy that offers cover when the payout on the loan contract exceeds the payout of your comprehensive insurance policy. GAP Insurance pays the difference between the two.
• Tyre and Rim Insurance is designed to provide cover if your motor vehicle’s tyres are punctured, suffer a blowout, or are damaged by various road hazards. It also provides cover for damage to wheel rims, also, as a result of specified road hazards.
• New Car Extended Warranty is designed to an extension of cover provided under the original manufacturer’s warranty, beyond the period of manufacturer’s warranty, for the repair or replacement of mechanical and electrical failure, which would have been covered by the original manufacturer’s warranty and falls within the terms and conditions of the policy.
• Used Vehicle Warranty Insurance is designed to provide an extension of cover, beyond the period of the original manufacturers or statutory warranty, for the repair or replacement of specified parts, which falls within the terms and conditions of the policy.

All of these products are available through Madison Finance and can be financed with your car at your low car interest rate. By using comprehensive insurance offered by Madison Finance you will also have the ability to finance this cost with your car.

When looking for a finance solution there is no better tool than the internet. The internet is now a common method of searching for a house, groceries, toys, clothes, equipment and so on. Why not use it as a source of finding finance for your next purchase? Whether you require finance for a home, car or equipment then an online finance broker is a great solution for you.

An online finance broker will have access to a variety of lenders and financial institutions thus being in the best position to provide you with a competitive quote. As you will have access to so many lenders at the one place it negates the need to contact finance companies individually, thus saving you much valuable time.

Providing a company car for your employee is of great benefit. It is an attractive option for prospective employees and increases the retention of staff members. You can provide your employees with company cars in a number of ways.

Company fleet cars are used when employees spend a lot of time on the road and the fringe benefit is paid by the employee. However, by having a fleet of cars the employer is responsible for the maintenance and upkeep. Likewise if the business needs to downsize and cars aren’t being used it is an unnecessary expense.

A popular form of providing your employees with cars is by way of a novated lease. The car is the responsibility of the employee but the employer makes the car repayments on behalf of the employee from their pre-tax income. This is attractive to employees as it reduces their tax. It is also attractive to employees and employers alike, as if the employee leaves, the car and the repayments remain the responsibility of the employee.

Another option in providing your employee with a car is by offering a car allowance. This is an additional payment made to cover the cost of them using their own car for work purposes.

Finding car finance is no longer stressful and cumbersome. By using the services of an online car finance broker you can opt to have them do the work for you or alternatively you can apply online at a time convenient to you.

Our website allows you to search for a car finance product that suits your circumstances and budget. This can be done 24 hours a day and therefore you needn’t worry about getting organised during working hours. Feel free to obtain as many quotes as you like at a time that is convenient to you. You can vary your term, residual, amount borrowed and type of product, until you are satisfied.

Once you obtain a car finance quote that you are satisfied with, you have the ability make an application for finance online, also at a time convenient to you. Alternatively if you require further assistance or advice you can speak to your car finance broker directly.

Car servicing can be provided by the dealership or an independent motor mechanic. When negotiating the purchase price of your new car look at negotiating free servicing, which many manufacturers are now offering for the first one to three years. You may have opted to finance your vehicle through a fully maintained novated lease, which means your servicing will be taken from your pre-tax income, thus providing you with tax savings.

We have noticed that independent motor mechanic chains are now offering special deals to try and attract more customers. Offers of fixed priced servicing, free road side assistance and free car products are commonly advertised. Whatever servicing method you decide to use there is certainly a good deal out there to be sought.