Finance Blog

Finance News, Comments & Advice

Subaru Liberty Exiga - release

September 18th, 2009 in Car Finance

Subaru will be launching their newest edition the Liberty Exiga in November with Australia being the first export market. Subaru are gearing their new car into the medium size car market as a six seater family wagon, which will be positioned between the Outback and Tribeca models. The closest rival to the Exiga will be the Honda Odyssey, however the Exiga appears to offer a more sportier feel. Subaru are not referring to this car as a people mover but rather as a full size four wheel drive wagon. Pricing is not yet confirmed but is expected to start below $40,000.

 

The Exiga will consist of a second row with two full size seats and the third row will be a bench seat for two passengers, which can be folded down when not in use. Subaru are keeping the family car focus in mind as a dvd entertainment system is expected to be provided for the second and third rows, even in the base model. The Exiga will run on a 2.5 litre 4 cylinder boxer engine and offered with as six speed automatic transmission. The Exiga has a soft launch date set for early November, and Subaru are now taking registrations of interest.

 

Choosing the right car for you

September 16th, 2009 in Car Finance

How do you go about choosing the right car? There are many aspects to think about.

  • Need – choose a car that is practical for your needs. Take into consideration the kilometres that you will be driving. If you are constantly driving your vehicle you will want something comfortable and economical. If you have a large family then you will require a car that seats all members of your family and has room for any storage that is needed.
  • Economical – research how many litres per 100km the car you are considering purchasing uses. There are many options these days when it comes to economical cars. A diesel vehicle may be more expensive but could work out cheaper in the long run if you do much driving.
  • Budget – purchase a car that is within your budget. You may need to look at purchasing a used vehicle to get the car you really require.
  • Finance – ensure that your finance is approved prior to purchasing your next car. By organising your finance beforehand you will be aware of how much you can afford to borrow, which will enable you to shortlist the cars you are looking at purchasing.

By considering the above your next car purchase should be a rewarding experience.

Car finance - the online way

September 15th, 2009 in Car Finance

Have you ever considered searching for car finance online. Not surprisingly it is now a common and popular method of obtaining the best car finance deal. As car finance brokers operate for your benefit and are not employed for one individual financial institution, you can be assured that your best interests are being looked to. By using an online finance broker you will be able to access over 30 lenders in the one place. This will provide you with a broad range of finance products to choose from.

 

By utilising the online car finance calculator you will be able to pre-determine which car finance product is best suited to your situation prior to the purchase of your next vehicle. You will have the ability to alter the type of finance, term, amount and residual until you are satisfied with the quote you have been provided with. The online car finance calculator is revolutionary as it provides you with instant car finance quotes. So for an instant finance quote, visit your online car finance broker today.

 

Novated lease information

September 14th, 2009 in Novated Lease

To find out whether you qualify for a novated lease you need to be employed by a business that offers this service to their employees. The employer is responsible for making repayments from your pre-tax income on your behalf whilst in their employ. If your employer does not offer this service to you it may simply be because they are not aware of how easy a novated lease is to set up.

 

By providing novated leases it is of great benefit to employers and employees alike. As an employer it is an incentive for attracting new staff and retaining existing staff. You are not responsible for the vehicle or its repayments once the employee leaves your employment as the lease remains the responsibility of the employee.

 

As an employee it is a great way to enjoy tax savings by making your car repayments from your pre-tax income. You may also opt for a fully maintained novated lease which allows you to pay for the full running costs of your vehicle from your pre-tax income, such as fuel and servicing. If you change employment you needn’t change your car as the lease is still your responsibility and not that of your employer.

 

Equipment finance Australia wide

September 13th, 2009 in Equipment Finance

For the best equipment finance offers, you needn’t visit your local financier. An online finance broker is able to offer a financial solution to suit your needs wherever you live. As your online finance broker will have access to over 30 banks and financial institutions, some with exclusive agency, you are not limiting yourself to the products offered only by your local financier.

 

To realise the products offered make use of the online equipment calculator to determine which product is best suited to your needs. You can alter the type of finance, term, amount borrowed and residual until you find a monthly repayment that is within your budget. 

 

To seek further advice and assistance contact your finance broker directly. Our finance brokers are highly experienced in equipment finance and are on hand to service your needs.