August 24th, 2009 in Novated Lease
A novated lease is a great way to go about financing your next car. If your employer has the ability to offer salary packaging to you then you should look at a novated lease for your next car purchase. By financing through salary sacrifice you will be making car repayments from your pre-tax income, thereby providing you with tax benefits. Not only can your repayments be made from your pre-tax income but also all operating costs including fuel, servicing, tyres, registration and insurance.
To find out more about a novated lease contacted a Madison Finance representative on 1300 887 967. Alternatively you may wish to use our novated lease calculator to determine which term and residual is best suited to your budget, needs and circumstances.
August 23rd, 2009 in Equipment Finance
For all your equipment finance needs utilise an online equipment finance specialist. As an equipment finance broker will have a panel of banks and financial institutions at their fingertips you will have access to many different equipment finance products. Your online broker will be seeking the best value equipment finance product for you. As a broker works for you and not one financial institution you can be confident that your best interests are being looked after.
Your finance broker can assist you during business hours or alternatively you may wish to use the finance calculator at a time convenient to you. By using the finance calculator you can ascertain which equipment finance product provides you with the best value and meets your budget and circumstances.
August 20th, 2009 in Car Finance
It is important to understand that a car finance broker is solely working for you and not a car dealership or individual financial institution. As such a car finance product will be sought after in your best interests. Your broker will want to keep you as a client for life, not just for the purchase of this particular vehicle.
Your car finance broker will also have access to many different car finance products. As a broker does not work for just one financier they have access to over 30 banks and financial institutions. As millions of dollars are financed each month the lenders provide car brokers with reduced interest rates and special offers.
For your next car purchase contact a car finance broker to find the best car finance package for you. Your broker can assist with a tax effective solution to suit your individual needs, budget and circumstances.
August 19th, 2009 in Car Finance
If you require car finance then chances are you will be looking for the best available car loan. Looking at a low interest car loan is a great way to start comparing but overall you should be looking at your monthly repayments.
At Madison Finance we can provide you with instant live quotes to enable you to compare your car loan options immediately. We will provide you with the monthly repayments applicable for each car financing option. You will be provided with details of any fees that may apply such as application fees.
If you require assistance in determining which car financing option is best suited to you then feel free to contact a Madison Finance Representative on 1300 887 967. Madison Finance has experienced staff available to answer any queries you may have.
August 18th, 2009 in Car Finance
Debating whether to buy a new or used car? It can be very confusing, particularly given that car dealerships are now offering never before seen reduced prices and specials. As the prices of new cars are slashed the used car market has needed to meet demand and as such their prices have also been affected.
You may wish to take advantage of the new car deals and purchase a car with a warranty for peace of mind. Alternatively you may wish to purchase a used car that would have been out of your budget if it were new. A second hand car can be purchased privately, through a dealership or an auction house.
If you require assistance in purchasing or financing your next car then a Madison Finance representative will be able to assist you.