As now is the time that car dealerships are offering discounted prices to attract buyers prior to the end of the financial year it is also a time to be sure of what you are buying. Quite often car dealerships hold aged stock and are keen to ensure that this stock is moved.

To ensure that you are buying a new car and not one that has aged, it is wise to check the “build date” plate. The build date is the date that the car has been built and therefore the plate that is used to judge the car’s age. A car may have a build date of 2008 but complied in 2009. You may think that you are buying a new 2009 car but when it comes time to trade this car in further on down the track, the car will be aged as a 2008 year and therefore would have depreciated a further year than what you anticipated.

If you are being sold a car that has a build date of 2008 ensure that you are receiving the very best deal as car dealerships will reduce the price of these cars even further to ensure that they are moved.

Car dealerships are in large supply of diesel cars due to high pump prices last year. Now is the time to buy a new diesel car as dealerships are reducing their prices by larger than normal. As it is now the end of the financial year and now is the time to grab a bargain on a new diesel car and make use of the tax break provided for in the May budget. As small businesses can be eligible for a 50% tax break and large businesses can be eligible for a 30% tax break, there really has never been a better time to buy a new diesel car.

It is now the end of the financial year which is typically the best time of the year to buy a new car as car dealerships are eager to clear their stock thus providing large discounts. A tax break of 50% for new cars purchased by the end of 2009 applies to eligible small businesses and 30% for large businesses. The large discounts provided by car dealerships together with the increase in the investment allowance that was delivered at the May federal budget shows there really has never been a better time to buy a new car.

Online car finance is proving to be a popular form of arranging car finance these days. With the internet being a fast and effective way of searching for cars and houses we find that consumers are now also using it for their car finance needs. As such, finance brokers have adapted their business model to meet this growing need. You will find that online car finance brokers have an online car finance calculator to enable you to seek an instant quote. The car finance calculator can be adapted to suit your needs by allowing you to change the product and the term that best suits you.

Save time and energy by utilising the internet to find your next car finance deal. An online car finance broker will have access to many banks and financial institutions, some with exclusive agency. You can obtain the best finance deal for you at the one place, rather than having to trail around town or making endless phone calls to different finance companies.

A chattel mortgage is whereby the financier lends you money to buy your vehicle, which you take ownership of, and the vehicle is used as security for the loan. A mortgage is taken over the vehicle and only clear title is obtained once the contract is completed. Chattel mortgages are attractive as they have flexible contract terms with fixed interest and monthly repayments. A tax deduction can be claimed when using the vehicle for business purposes. The purchase price of the vehicle includes GST but the monthly and final repayments do not. As the finance is secured by the vehicle you will find that lower interest rates apply.