June 10th, 2008 in Car Finance
As petrol prices continue to rise, more and more consumers are looking for alternative ways to save money on their fuel bills. Choosing the right best car finance deal is only part of the overall buying process, so be sure to choose the right car to meet your needs.
When it comes to hybrids, you might be surprised to learn its not entirely to do with fuel savings. At least, not all of the time.
Whilst hybrid cars are considered a more expensive option for your new car choice, its really a case of hitting so many birds with one stone.
Consider the following benefits when choosing a hybrid car for your next car purchase:
1. Improved fuel consumption (resulting in less money spent for more distance travelled).
2. Achieve cleaner and leading to zero carbon dioxide emissions.
3. Less of an environmental footprint resulting from cleaner carbon emissions.
4. More fuel savings from improved fuel efficiencies.
6. Less mechanical parts result in overall reduction in maintenance costs, as there are less mechanical parts in a hybrid car.
When its time for your new car purchase, you may wish to weigh up the benefits of a hybrid car offers over the disadvantages.
If you would like to discuss your car finance options with a finance professional, we welcome the opportunity to talk about arranging the best car finance to meet your needs.
June 10th, 2008 in Car Finance
Have more power when negotiating your new car purchase price with a quick pre-approval on your car finance with Madison Finance.
We all know and understand that it’s better to negotiate from a position of strength. Having your car loan pre-approved gives you that power.
You will know in advance what your repayments will be, so you can secure your new car quickly and with confidence. Most importantly, you will not have to rely on dealer car finance.
June 10th, 2008 in Car Finance
Now that your car loan has been approved, it’s now time to head off into the new car dealerships and secure your best new car price.
If you dreading the haggling that often comes with a new car purchase, here are some ideas on car buying services that look to relieve you of the negotiating dirty work and save you thousands in the process.
Many of these new car buying services can be found online are often just a mouse click away. Some will charge an upfront fee and others will receive a marketing allowance from the dealer because they often do not pay sales commissions when vehicles are purchased directly.
Car-buying services work by negotiating a price with the dealer that’s close to invoice price, which is the amount the car manufacturer charges the dealer.
Once the lowest price has been secured, the buyer is then asked to sign an authority to order or a sales purchase agreement and delivery is then arranged based upon the customers needs.
So if you are considering buying a new car, why not try a car buying service and make the shopping experience less of a hassle. Your choice of car loan can negate all of the hard work spent on securing the best new car price, so we recommend that you choose a car loan with no early termination fees or retained interest.
To speak with one of our car finance consultants, please call 1300 887 967 to arrange your car finance pre-approval today.
June 9th, 2008 in Car Finance
As we lead into the end of financial year, now is a great time to secure a great deal on your new car and we have the best car finance and novated lease options to complete your purchase.
June is traditionally a sluggish time of year for car sales, so manufacturers are offering some great purchase incentives and rebates to dealers to offload old stock and secure higher sales volume.
If you’ve been waiting to buy a new car and get a great deal now is the time.
We recommend doing your homework online before going out in search of your new car. This way you can go prepared and will have been able to formulate a shortlist of car models that will meet your needs and budget.
Many of the manufacturers are now spending the lions share of the advertising budget on expensive media campaigns to draw in crowds and secure there end of year volume targets, so make sure you do your homework on current factory incentives otherwise you may be leaving money on the table.
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Dealers will often give up most or their entire factory to dealer incentive, passing the savings to you. These incentives combined with our other car buying tips, will often result in the very best new car purchase price.
Having spent so much time doing your homework on your new car, don’t rush into arranging your car finance at the dealership. Although this service can provide convenience, be aware this convenience often comes at a premium.
June 7th, 2008 in Car Finance
Having put so much thought in to choosing the very best car finance, before you head off to the snow this winter we have put together some useful tips for surviving the extreme environments often faced when heading up to the snowfields.
It pays to ensure that your vehicle is prepared in advance and that you have some basic skills for transversing the winter terrain.
Prepare in advance - we recommend booking your car in for a pre-winter service and safety inspection.
Check you tyre pressures - to ensure that are inflated to manufacturers guidelines.
Reduced visibility and reduced traction are the two main challenges faced when driving in winter conditions. Driving can become hazardous at each new corner you can be faced with new challenges.
Good visibility - when you return to your car invest some time to clear snow, frost and ice from your windows. Failing to do the basics can mean extra time travelling and can make driving more hazardous than necessary.
Don’t look for shortcuts - when it comes to safety, don’t use warm water to clear your windscreen of ice and snow as you will find in more cases than not a sudden change in glass temperature can cause your windows to crack.
Often overlooked but just as important is to check ice and snow cover on front and rear lights to ensure clear visibility as well as your reversing mirrors.
Smooth diving is the key - avoid allowing your tyres to spin or slide by maintaining your momentum at all times. Depress the accelerator pedal slowly to avoid wheel spin and when your wheels do spin just ease off a light until you are able to regain traction.
Steer through corners at a safe speed - this can be achieved by lightly braking as you enter your corners and works by reducing the likely hood that you may need to apply heavy braking whilst steering through the corner, which can often result in the car entering into a slide.
We wish all our car loan and car leasing customers a wonderful winter for 2008 and urge you to take caution at every turn.